Expenses Tracker
Log what you spend, see where it goes, and keep the whole picture on your own device — no bank login, ever.
No signup, no install, nothing to cancel.
This is the real app, running on sample data — click around. Nothing here is saved, so open it in the full Web Preview when you want to keep what you make.
Why everyday users pick Capsule
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One portable file
The app, your data, and everything it needs live in a single .capsule file you can move, copy, or back up like a photo.
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100% private
No accounts, no cloud, no tracking, no ads. Nothing you write leaves your device unless you send the file yourself.
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Shareable anywhere
Send it over AirDrop, WhatsApp, or email. Whoever gets it can open it in a browser — no install, no signup.
What makes this Expenses Tracker worth using
Total financial privacy
No bank connection and no cloud account. The most revealing data you own stays on your device, readable by nothing else.
Quick category tracking
Group spending by food, transport, subscriptions, and the rest, so a surprising month has an explanation.
Monthly totals at a glance
The running total and per-category breakdown update as you type — the number you actually wanted to know.
Backups you control
Copy one file to a USB stick or a private folder. That is the backup, and no one else holds a copy.
How it works
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Open it
Try it in your browser right here, or get the desktop app for macOS, Windows, or Linux.
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Make it yours
Add your own content. Everything saves into one file on your own device as you go.
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Keep or share it
Store the file wherever you like, back it up by copying it, or send it to someone the way you would send a document.
Frequently asked questions
Does it connect to my bank?
No, by design. Nothing is imported and no credentials are ever asked for, which is precisely why the log can stay entirely private.
Can I track more than one currency?
Amounts are plain numbers, so a file works in whichever currency you keep it in. For two currencies, keep two files.
Do I need to create an account?
No. There are no accounts, no passwords, and no signups. Open the template and start using it.
Where is my data saved?
On your own device, inside a single .capsule file you choose the location of — the same way a photo or a spreadsheet is saved. Nothing is uploaded.
Can my friends open the file if they don't have the app?
Yes. Send them the file and they can open it in the free Capsule Web Preview in any browser, with no install and no account.
Does it cost anything?
No. Capsule and every template are free, with no subscription, no ads, and no paid tier holding features back.
Does it work offline?
Always. The app, its data, and its interface all live in the one file, so nothing needs a connection — on a plane, in a basement, or with your Wi-Fi off.
Explore the other templates
Start with Monthly Expenses.capsule
Open it in your browser now, or install Capsule to keep files on your own machine and share them like any other document.